Introduction

Hello Blogging World.  I am a Momma of 3 who is learning a tough lesson about over spending.  In these economic times I have come to realize enough is enough and Today I am making a commitment to STOP spending, and start Saving (and paying off dumb debt, that I created).


Who am I?  I am a Wife to an incredible man, who I adore to the moon and back.  I am grateful for him as I am not sure there is anyone in this world that would be as patient, loving, and kind as he is(especially being married to me.. lol).   We are parents of 3 beautiful babies.. O.k not babies anymore.  11 year old daughter, 9 and 4 year old boys.   About 2 years ago I decided to stay at home and do childcare for 2 incredible toddlers.  I am continuing on this path, b/c it's been a wonderful experience being home for my 3 as well as watching my 2 daycare kiddo's grow.   I love my job but I don't do it because of the pay, I do it because of my passion for children.    Within the last few years our income has dropped, but some how I forgot that, and may have ''over indulged'' in my spending habits, not realizing it until NOW!!

I know that I am the problem when it comes to spending.   When analyzing our finances, ALL impulse buys were mine, ALL OF THEM.

Join me on this journey as I try to figure out.  HOW to get out of this pit, live within our means, and teach our children to be amazing stewards with money.

A much needed Vaykay (that was paid by cash.. but honestly the money could have gone to paying down our debt... lessons learned.. I still love this pic)